How do I request a credit limit increase?

Make a request online. Many credit card issuers allow their cardholders to ask for a credit limit increase online. Sign in to your account and look for an option to submit a request. You may have to update your income information.

How do I increase my credit card limit?

Sign in to your account and submit a request. In some cases, you may have to update your information, such as your annual income. Call your credit card company. The back of your card has a customer service number you can call and learn if you're eligible for an increased limit.

What if my credit limit was increased?

Thus, if you have a $5,000 limit, this means carrying a $1,500 balance or less. If your credit limit was increased to $10,000, that same utilization rate rate would mean you could comfortably carry a $3,000 balance instead. There are two ways to approach a credit increase: an online request or a phone call to your card issuer.